Do I need perfect credit to get pre-approved?

No. Lenders look at your full picture, not just one number. Teja reviews your credit and income together and explains what’s realistic before you apply anywhere.

Skip to booking

Proposal · Draft This is a private preview for Mortgages by TK. Nothing is live or public until you approve it.

Teja Kasu Mortgage Agent Level 2 · M23008117

Buying your first home? · Burlington

Know what you can afford before you fall for a house

A pre-approval tells you your real price range, holds your rate while you shop, and makes your offer credible the moment you find the place. Teja walks first-time buyers through it in plain language, from documents to closing day.

Start your pre-approval Call (437) 245-7948

Verified client · Farhad Ghasemian

Teja made what I thought would be a stressful and complicated mortgage process feel simple and worry-free. She was patient, kind, and always available to answer my questions.

Where most first-time buyers start wrong

House-hunting before you’re pre-approved costs you time and leverage

A pre-approval is not a formality: it tells you your actual budget and protects your rate while you look.

01
Get pre-approved first
Teja reviews your income, down payment and credit picture, then confirms a realistic price range and holds your rate for a defined window.
02
Understand your options
First-time buyer programs, down payment sourcing and insured-mortgage rules explained in plain terms, no jargon.
03
Offer with confidence
A pre-approval in hand means your offer is taken seriously, and there are no financing surprises later in the deal.

Ontario-licensed · M23008117. Teja compares options across banks, credit unions and monoline lenders, at no cost to talk and no obligation.

Before you book: good to know

How much does a pre-approval cost? Nothing. A pre-approval is a free review of your income, down payment and credit to confirm what you can realistically afford, with your rate held for a defined window.

How long is a pre-approval valid for? A pre-approval commonly holds a rate for up to 120 days, though the exact window depends on the lender. Teja confirms the current terms when you apply.

How much down payment do I need? It depends on the purchase price and program: as little as 5% down on an insured mortgage in many cases. Teja reviews your specific situation and sourcing options for the down payment.

Teja Kasu is a Mortgage Agent Level 2 (Licence No. M23008117†) with Tango Financial Mortgage (ON) Corporation, a licensed mortgage brokerage in Ontario (Brokerage No. 13691). Rates, terms and program eligibility are not guaranteed by this page and are confirmed directly with Teja and the lender at time of application. Nothing here is financial or legal advice.

Teja Kasu · Mortgage Agent Level 2 Call Start your pre-approval

First-time buyers · Burlington

Reserve your spot, then pick a time

Leave your details and we will hold your spot, then you go straight to Mortgages by TK's booking page to choose the time that suits you.

Ontario-licensed mortgage agent
Free pre-approval, held rate while you shop
First-time buyer programs explained plainly

Prefer to talk? Call (437) 245-7948.

Know what you can afford before you fall for a house

House-hunting before you’re pre-approved costs you time and leverage

Get pre-approved first

Understand your options

Offer with confidence

Reserve your spot, then pick a time

Hold my spot